What Insurance Does a Small Business Need in Texas? (2026)
Starting or running a small business in Texas means navigating insurance requirements that protect both your company and your employees. Unlike some states, Texas doesn’t require all businesses to carry insurance, but certain coverage is mandatory depending on your business type and structure. The right insurance protects you from lawsuits, property damage, employee injuries, and […]
Why You Need Sewer Backup Coverage for Your Home in Texas
Your homeowners’ insurance probably doesn’t cover one of the most expensive disasters that can hit your Texas home: sewage backing up into your house. This type of damage can cost $10,000 to $50,000 to clean up and repair, yet most standard policies exclude it. Sewer backup coverage is an optional insurance add-on that protects you […]
What Motorcycle Riders Should Know About Comprehensive Coverage
Comprehensive motorcycle insurance protects your bike from damage that happens when you’re not riding. It covers theft, weather damage, vandalism, and other non-collision incidents that standard liability insurance doesn’t handle. This coverage acts as a safety net for your motorcycle investment. Whether your bike is parked at home, stored for winter, or sitting in a […]
Insurance Tips for First-Time Homebuyers in Texas 2026
Congratulations! If you’re a first-time home buyer in Texas, you’re about to make one of the biggest purchases of your life. Between mortgage rates, down payments, and closing costs, there’s a lot to think about. But here’s something many first-time homebuyers overlook until the last minute: homeowners insurance. Insurance isn’t just another box to check, […]
10 Proven Ways to Lower Your Auto Insurance Premiums in 2026
Let’s be real, car insurance is expensive, and it seems to get pricier every year. If you’re like most drivers, you’re probably paying more for auto insurance than you’d like. The good news? You don’t have to accept whatever rate your insurance company throws at you. There are legitimate, proven ways to lower your auto […]
What Is Liability Insurance and Why Every Business Needs It
Running a business is exciting, but let’s talk about something that keeps most business owners up at night: getting sued. It doesn’t matter if you run a tiny home-based bakery or a massive construction company, one lawsuit can wipe out everything you’ve worked for. And here’s the scary part: lawsuits happen more often than you […]
How to File an Insurance Claim Without Any Stress
Let’s be honest, filing an insurance claim can feel like trying to solve a puzzle blindfolded. You’re already dealing with something stressful, whether it’s a car accident, a flooded basement, or a major insurance claim. The last thing you need is more confusion and paperwork, right? But here’s the good news: filing an insurance claim […]
Flood Insurance in Texas: Everything Homeowners Need to Know
If you own a home in Texas, here’s something that might surprise you: your regular homeowners’ insurance doesn’t cover flood damage. Not even a little bit. I know what you’re thinking, “But I don’t live near water,” or “My area never floods.” Unfortunately, that’s exactly what thousands of Texas homeowners thought before Hurricane Harvey dumped […]