Will Your Auto Insurance Policy Pay for Rollover Damage

When a vehicle flips over, the damage can be significant. In some cases, the insurer will total the car. This means repairs are deemed to cost more than the vehicle is worth. When this happens, a vehicle owner may wonder what the next step is. What can you do if a rollover totals your car?

Auto insurance may cover some losses. It depends on the type of insurance you have. Your agent will provide more insight into what each of those options are for you.

For example, if a violent wind storm launches the vehicle into the air, your comprehensive policy may cover your loss. If the car flips over due to vandalism or is involved in an accident after someone steals it, this coverage can apply as well.

If you do not have coverage – but only have liability insurance – you could face losses. If another party causes the accident in which your car suffers damage, their liability insurance may apply.

Keep in mind that every policy has a limit. The amount of coverage you have, as well as the type of policy, will determine the level of protection present. Your agent will assess the situation at the time of the accident. Be sure to call and file your claim after you file a police report and get the emergency services you need.